:root{--blue:#1b4b7a;--blue-dark:#103758;--yellow:#f4b942;--ink:#23272f;--muted:#5e6875;--line:#dce2e8;--paper:#fff;--wash:#f7f8fa;--radius:18px;--shadow:0 16px 45px rgba(22,54,85,.1)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.7 system-ui,-apple-system,"Segoe UI",sans-serif}a{color:var(--blue);text-underline-offset:3px}img{max-width:100%;height:auto}button,input,select,textarea{font:inherit}.wrap{width:min(1120px,calc(100% - 32px));margin-inline:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:16px;top:12px;background:#fff;padding:10px;z-index:100}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.header-inner{min-height:72px;display:flex;align-items:center;gap:14px}.brand{display:inline-flex;align-items:center;gap:9px;color:var(--blue-dark);font-size:1.35rem;text-decoration:none;letter-spacing:-.03em;white-space:nowrap}.brand-icon{display:grid;place-items:center;width:35px;height:35px;border-radius:10px;background:var(--yellow);font-weight:900}.main-nav{display:flex;align-items:center;gap:24px;margin-left:auto}.main-nav a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.94rem}.main-nav a:hover{color:var(--blue)}.menu-button{display:none;border:1px solid var(--line);border-radius:10px;background:#fff;padding:8px 12px}.header-price-ticker{position:relative;display:inline-flex;align-items:center;gap:6px;min-height:36px;padding:6px 10px;border:1px solid #cad8e5;border-radius:11px;background:#f5f9fd;color:var(--blue-dark);font-size:.78rem;line-height:1;text-decoration:none;white-space:nowrap}.header-price-ticker[hidden]{display:none}.header-price-ticker:hover,.header-price-ticker:focus-visible{border-color:#89a9c6;background:#edf5fc;outline:none}.price-ticker-bolt{width:16px;height:16px;fill:var(--yellow);stroke:var(--blue-dark);stroke-width:1.5}.price-ticker-value{font-variant-numeric:tabular-nums}.price-ticker-trend{font-size:.7rem}.price-ticker-trend.is-baja{color:#21844f}.price-ticker-trend.is-sube{color:#c43c34}.price-ticker-trend.is-igual{color:#73808d}.price-ticker-tooltip{position:absolute;z-index:30;left:50%;top:calc(100% + 9px);width:max-content;max-width:290px;padding:9px 11px;border-radius:9px;background:#102d48;color:#fff;font-size:.75rem;line-height:1.35;box-shadow:0 10px 25px rgba(16,45,72,.22);opacity:0;visibility:hidden;transform:translate(-50%,-4px);transition:opacity .18s ease,transform .18s ease,visibility .18s}.price-ticker-tooltip:before{content:"";position:absolute;left:50%;bottom:100%;border:5px solid transparent;border-bottom-color:#102d48;transform:translateX(-50%)}.header-price-ticker:hover .price-ticker-tooltip,.header-price-ticker:focus .price-ticker-tooltip,.header-price-ticker:focus-visible .price-ticker-tooltip{opacity:1;visibility:visible;transform:translate(-50%,0)}.header-price-ticker.is-updated{animation:price-ticker-pulse .7s ease}@keyframes price-ticker-pulse{0%,100%{background:#f5f9fd}45%{background:#fff0bd}}
.hero{padding:74px 0;background:radial-gradient(circle at 80% 20%,rgba(244,185,66,.28),transparent 26%),linear-gradient(135deg,#f8fbff,#f7f8fa)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}.eyebrow{display:inline-block;color:var(--blue);font-weight:800;text-transform:uppercase;letter-spacing:.09em;font-size:.78rem}.hero h1,.page-hero h1{font-size:clamp(2.35rem,5vw,4.3rem);line-height:1.04;letter-spacing:-.055em;margin:.25em 0}.hero p,.page-hero p{color:var(--muted);font-size:1.14rem;max-width:680px}.hero-panel,.card,.calculator,.article-body,.legal-content,.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-panel{position:relative;padding:28px;overflow:hidden}.hero-illustration{display:block;width:100%;height:auto;max-height:112px;margin:10px 0 14px}.bill-line{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--line)}.bill-total{font-size:1.4rem;color:var(--blue);font-weight:850}.button{display:inline-flex;justify-content:center;align-items:center;border:0;border-radius:11px;padding:12px 18px;font-weight:750;cursor:pointer;text-decoration:none}.button-primary{background:var(--blue);color:#fff}.button-primary:hover{background:var(--blue-dark)}.button-secondary{background:var(--yellow);color:#2d270f}.button-ghost{background:#edf2f7;color:var(--ink)}.button-link{background:transparent;color:var(--blue);padding-inline:8px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.section{padding:72px 0}.section-wash{background:var(--wash)}.section-heading{max-width:720px;margin-bottom:32px}.section-heading h2{font-size:clamp(1.8rem,4vw,2.7rem);line-height:1.15;letter-spacing:-.035em;margin:.25em 0}.grid-2,.grid-3{display:grid;gap:22px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.card{padding:25px}.card h2,.card h3{line-height:1.25;margin-top:0}.card-link{text-decoration:none;color:inherit}.card-link:hover{transform:translateY(-2px)}.tag{display:inline-block;padding:4px 9px;border-radius:999px;background:#eaf2fa;color:var(--blue);font-size:.75rem;font-weight:800}.icon-box{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;background:#fff2cf;color:var(--blue)}.icon-box svg{width:27px;height:27px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:0;list-style:none;counter-reset:steps}.steps-grid .card{box-shadow:none}.step-number{display:grid;place-items:center;width:42px;height:42px;margin-bottom:18px;border-radius:12px;background:var(--yellow);color:var(--blue-dark);font-size:1.15rem;font-weight:900}.featured-guide{display:grid;grid-template-columns:1.5fr .7fr;gap:32px;align-items:center;padding:clamp(26px,5vw,48px);border-radius:var(--radius);background:linear-gradient(135deg,var(--blue-dark),var(--blue));color:#fff;box-shadow:var(--shadow)}.featured-guide .eyebrow{color:#ffd978}.featured-guide h2{font-size:clamp(1.9rem,4vw,2.8rem);line-height:1.12;margin:.3em 0}.featured-guide p{color:#e7f0f8}.featured-guide .button-primary{background:var(--yellow);color:var(--blue-dark)}.featured-guide .button-ghost{background:rgba(255,255,255,.13);color:#fff}.featured-checks{display:grid;gap:12px}.featured-checks span{padding:12px 14px;border:1px solid rgba(255,255,255,.24);border-radius:11px;background:rgba(255,255,255,.08);font-weight:700}
.section-accent{background:linear-gradient(135deg,#123b60,#1B4B7A)}.accent-panel{color:#fff}.accent-panel .grid-2{align-items:center}.accent-panel .eyebrow{color:#ffd978}.accent-panel h2{font-size:clamp(1.8rem,4vw,2.65rem);line-height:1.15;margin:.3em 0}.accent-panel p{color:#e7f0f8;max-width:700px}.accent-panel .button-ghost{background:rgba(255,255,255,.13);color:#fff;border:1px solid rgba(255,255,255,.18)}.about-intro{padding-bottom:0}.author-card{display:grid;grid-template-columns:180px 1fr;gap:34px;align-items:center;padding:clamp(24px,4vw,40px);border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(135deg,#f7fbff,#fff8e4);box-shadow:var(--shadow)}.author-card h2{margin:.25em 0;font-size:clamp(1.8rem,4vw,2.5rem)}.author-card p{max-width:720px;color:var(--muted);font-size:1.06rem}.author-photo-placeholder{aspect-ratio:1;display:grid;place-items:center;align-content:center;gap:7px;border:2px dashed #9db6cf;border-radius:50%;background:#fff;color:var(--blue)}.author-photo-placeholder span{font-size:2.7rem;font-weight:850;letter-spacing:-.06em}.author-photo-placeholder small{font-size:.72rem;color:var(--muted)}
.page-hero{padding:52px 0 38px;background:var(--wash)}.page-hero h1{font-size:clamp(2.1rem,5vw,3.6rem)}.breadcrumbs{display:flex;gap:8px;align-items:center;font-size:.85rem;color:var(--muted);padding-top:20px}.breadcrumbs a{text-decoration:none}.content-layout{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:32px;align-items:start}.article-single{grid-template-columns:minmax(0,1000px);justify-content:center}.article-body,.legal-content{padding:clamp(22px,4vw,54px)}.article-body h2,.legal-content h2{font-size:1.65rem;line-height:1.25;margin-top:2em}.article-body h3{line-height:1.3}.article-meta{display:flex;gap:14px;flex-wrap:wrap;color:var(--muted);font-size:.9rem}.sidebar{position:sticky;top:96px}.sidebar-box{padding:20px;background:var(--wash);border-radius:15px;margin-bottom:18px}.sidebar-box a{display:block;margin:.65em 0}.ad-slot{min-height:90px;border:1px dashed #cbd3dc;background:#fafbfd;border-radius:12px;margin:28px 0}.sidebar .ad-slot{min-height:250px}.faq details{border-top:1px solid var(--line);padding:15px 0}.faq summary{font-weight:750;cursor:pointer}.related-links{display:grid;gap:12px}.related-links a{padding:14px;border:1px solid var(--line);border-radius:11px;text-decoration:none;font-weight:700}
.respuesta-rapida{max-width:880px;display:grid;grid-template-columns:52px 1fr;gap:16px;align-items:start;margin:24px 0 20px;padding:22px 24px 22px 20px;border:1px solid #e8c660;border-left:6px solid var(--blue);border-radius:13px;background:#fff0bd;color:var(--ink);box-shadow:0 12px 30px rgba(27,75,122,.13);font-size:1.05rem;line-height:1.62}.respuesta-rapida-icon{width:46px;height:46px;display:grid;place-items:center;border-radius:13px;background:var(--blue);color:#fff;font-size:1.45rem;font-weight:900;box-shadow:0 6px 14px rgba(27,75,122,.2)}.respuesta-rapida-label{display:block;margin:1px 0 7px;color:var(--blue-dark);font-size:.78rem;font-weight:900;letter-spacing:.11em;text-transform:uppercase}.respuesta-rapida p{margin:0;color:#23384d;font-size:1.05rem;max-width:none}.calculator-page-hero{padding:30px 0 24px}.calculator-page-hero h1{font-size:clamp(2rem,4vw,3rem);margin-block:.18em}.calculator-page-hero p{margin-block:.45em 0}.calculator-page-hero+.section{padding-top:32px}.home-live-section{padding:34px 0 20px}.home-live-section .home-price-widget{margin-top:0}
.calculator,.contact-card{padding:clamp(22px,4vw,38px)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:grid;gap:6px}.field-full{grid-column:1/-1}.field label{font-weight:720}.field small{color:var(--muted)}input,select,textarea{width:100%;border:1px solid #b9c4cf;border-radius:10px;padding:12px;background:#fff;color:var(--ink)}input:focus,select:focus,textarea:focus{outline:3px solid rgba(27,75,122,.18);border-color:var(--blue)}.honeypot{position:absolute;left:-9999px}.calculator-output{margin-top:28px;padding:24px;border-radius:15px;background:#f0f7ff}.calculator-output table{width:100%;border-collapse:collapse}.calculator-output th,.calculator-output td{text-align:left;padding:10px;border-bottom:1px solid #cbdcea}.calculator-output td{text-align:right}.total-row{font-size:1.17rem;color:var(--blue)}.metric{display:flex;align-items:baseline;gap:10px}.metric strong{font-size:2.3rem;color:var(--blue)}.progress{height:14px;background:#dbe3eb;border-radius:99px;overflow:hidden}.progress span{display:block;height:100%;background:linear-gradient(90deg,var(--yellow),#e89c18)}.results-list div{display:flex;justify-content:space-between;border-bottom:1px solid #d7e1eb;padding:10px 0}.results-list dd{font-weight:800}.notice{padding:14px 18px;border-left:4px solid var(--yellow);background:#fff8e4;border-radius:5px}.success{padding:14px;border-radius:10px;background:#e8f7ed;color:#175b2e}.error{padding:14px;border-radius:10px;background:#fff0ef;color:#8a241d}
.checklist{display:grid;gap:10px;padding-left:1.4rem}.checklist li{padding:10px 14px;border-left:3px solid var(--yellow);background:var(--wash);border-radius:4px}.table-scroll{overflow-x:auto}.article-body table{width:100%;border-collapse:collapse}.article-body th,.article-body td{padding:11px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.article-body th{background:var(--wash)}
.glossary-hero{padding-block:38px 28px}.glossary-section{padding-top:42px}.glossary-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.glossary-card{padding:22px;border:1px solid var(--line);border-radius:14px;background:#fff;color:inherit;text-decoration:none}.glossary-card:hover{border-color:#9db6cf;box-shadow:0 10px 24px rgba(20,52,80,.08)}.glossary-card h2{margin:0 0 8px;font-size:1.18rem}.glossary-card p{margin:0 0 12px;color:var(--muted)}.glossary-entry{max-width:760px;padding:clamp(22px,4vw,38px)}.glossary-entry h2{font-size:1.35rem;margin-top:1.65em}.definition-lead{font-size:1.08rem;padding-bottom:18px;border-bottom:1px solid var(--line)}.glossary-link{text-decoration-thickness:1px;text-underline-offset:3px}
.live-price-widget{margin-bottom:38px;padding:clamp(20px,4vw,34px);border:1px solid #cddbe8;border-radius:18px;background:linear-gradient(145deg,#f7fbff,#fff);box-shadow:0 14px 36px rgba(20,52,80,.08)}.live-price-heading h2{margin:.25em 0;font-size:1.8rem}.live-price-heading p{color:var(--muted)}.price-highlights{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:24px 0}.price-highlight{display:grid;gap:5px;padding:16px;border-radius:13px;background:#edf2f7}.price-highlight span{font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.04em}.price-highlight strong{font-size:1.4rem;color:var(--blue-dark)}.price-highlight b{font-size:.82rem;color:var(--muted)}.price-highlight-cheap{background:#e9f7ee}.price-highlight-expensive{background:#fff0ef}.price-chart{height:250px;display:grid;grid-template-columns:repeat(24,minmax(8px,1fr));gap:4px;align-items:end;padding:18px 8px 0;border-bottom:1px solid var(--line);overflow-x:auto}.price-bar-column{height:100%;min-width:13px;display:grid;grid-template-rows:1fr 22px;align-items:end;text-align:center}.price-bar{height:var(--bar-height);min-height:8px;border-radius:5px 5px 0 0;background:#7695b2}.price-bar.is-cheap{background:#2f9e62}.price-bar.is-expensive{background:#d5534c}.price-bar-column small{font-size:.62rem;color:var(--muted);padding-top:5px}.price-chart-legend{display:flex;flex-wrap:wrap;gap:18px;margin-top:14px;font-size:.78rem;color:var(--muted)}.price-chart-legend span:before{content:"";display:inline-block;width:10px;height:10px;margin-right:6px;border-radius:3px;background:#7695b2}.price-chart-legend .legend-cheap:before{background:#2f9e62}.price-chart-legend .legend-expensive:before{background:#d5534c}.live-price-update{font-size:.8rem;color:var(--muted);margin-top:18px}.live-price-unavailable{padding:16px;border-left:4px solid var(--yellow);border-radius:5px;background:#fff8e4}.home-price-widget{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-top:24px;padding:24px 28px;border:1px solid #cddbe8;border-radius:16px;background:linear-gradient(120deg,#f0f7ff,#fff8e4)}.home-price-widget h2{margin:.2em 0;font-size:1.45rem}.home-price-widget p{margin:.25em 0}.home-price-widget p strong{font-size:1.18rem;color:var(--blue-dark)}.home-price-widget small{color:var(--muted)}
.cookie-banner{position:fixed;z-index:50;left:16px;right:16px;bottom:16px;max-width:1000px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 65px rgba(0,0,0,.22);padding:18px;display:flex;gap:22px;align-items:center}.cookie-banner[hidden]{display:none}.cookie-copy{flex:1}.cookie-copy p{margin:.25em 0}.cookie-actions{display:flex;gap:8px;flex-wrap:wrap}.cookie-customize{width:100%;border-top:1px solid var(--line);padding-top:12px}.cookie-customize[hidden]{display:none}.cookie-customize label{margin-right:16px}
.embed-widget-layout{display:grid;grid-template-columns:minmax(300px,.7fr) minmax(0,1.3fr);gap:32px;align-items:start}.embed-preview{display:grid;justify-items:center;padding:26px;border:1px solid var(--line);border-radius:var(--radius);background:var(--wash)}.embed-preview h2{margin-top:0}.embed-instructions{padding:28px}.embed-instructions h2{margin-top:0}.embed-instructions pre{max-width:100%;overflow:auto;padding:16px;border-radius:10px;background:#102d48;color:#edf6ff;font-size:.82rem;white-space:pre-wrap;word-break:break-word}.widget-promo{padding:15px 18px;border-left:4px solid var(--blue);border-radius:6px;background:#fff8e4}
.site-footer{padding:54px 0 20px;background:#102d48;color:#dce8f2}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}.footer-grid nav{display:grid;align-content:start;gap:8px}.footer-grid nav a{text-decoration:none}.brand-footer{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:34px;padding-top:18px;font-size:.85rem}.admin-shell{min-height:100vh;background:var(--wash);padding:30px}.admin-table{width:100%;border-collapse:collapse;background:#fff}.admin-table th,.admin-table td{padding:12px;border-bottom:1px solid var(--line);text-align:left}
@media(max-width:1050px) and (min-width:851px){.main-nav{gap:14px}.main-nav a{font-size:.84rem}.header-price-ticker{padding-inline:8px}.price-ticker-bolt{display:none}}@media(max-width:850px){.header-inner{display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:8px;min-height:64px}.brand{min-width:0}.brand-icon{flex:0 0 auto}.header-price-ticker{justify-self:center;min-width:0;max-width:100%;padding:7px 9px;background:#fff4cf;border-color:#e0b23d;box-shadow:0 2px 8px rgba(27,75,122,.12);font-size:.78rem;white-space:nowrap}.price-ticker-bolt{display:none}.price-ticker-value{min-width:0;overflow:hidden;text-overflow:ellipsis}.menu-button{display:block;margin-left:0;padding:7px 9px;font-size:.82rem;white-space:nowrap}.main-nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px 16px;flex-direction:column;align-items:flex-start}.main-nav.is-open{display:flex}.hero-grid,.content-layout,.featured-guide,.embed-widget-layout{grid-template-columns:1fr}.sidebar{position:static}.grid-3,.steps-grid{grid-template-columns:1fr 1fr}.cookie-banner{align-items:stretch;flex-direction:column}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div{grid-column:1/-1}.price-highlights{grid-template-columns:1fr 1fr}.price-highlight:last-child{grid-column:1/-1}}@media(max-width:600px){.header-price-ticker{padding:6px 8px}.price-ticker-tooltip{left:auto;right:-52px;transform:translateY(-4px)}.price-ticker-tooltip:before{left:auto;right:67px}.header-price-ticker:hover .price-ticker-tooltip,.header-price-ticker:focus .price-ticker-tooltip,.header-price-ticker:focus-visible .price-ticker-tooltip{transform:translateY(0)}.grid-2,.grid-3,.form-grid,.steps-grid,.glossary-grid,.price-highlights,.author-card{grid-template-columns:1fr}.price-highlight:last-child{grid-column:auto}.home-price-widget{align-items:flex-start;flex-direction:column}.respuesta-rapida{grid-template-columns:40px 1fr;gap:12px;padding:18px 17px 18px 14px}.respuesta-rapida-icon{width:38px;height:38px;border-radius:10px;font-size:1.15rem}.author-photo-placeholder{width:145px}.field-full{grid-column:auto}.hero{padding:48px 0}.section{padding:52px 0}.footer-grid{grid-template-columns:1fr}.cookie-actions .button{width:100%}}@media(max-width:390px){.brand-name{display:none}.header-inner{gap:7px}.header-price-ticker{padding-inline:7px}.menu-button{padding-inline:7px}}
@media(max-width:390px){.brand-name{display:block;font-size:.94rem}.brand-icon{width:31px;height:31px}.header-inner{gap:6px}.header-price-ticker{padding-inline:6px;font-size:.73rem}.menu-button{justify-self:end;padding:6px;font-size:.76rem}}
@media(max-width:850px){.header-inner{grid-template-columns:1fr auto 1fr}.brand{justify-self:start}.header-price-ticker{justify-self:center}.menu-button{justify-self:end}}
.price-ticker-tooltip[hidden]{display:none!important}
.embedded-calculator{margin:34px 0;padding:clamp(20px,4vw,34px);border:1px solid #cddbe8;border-radius:18px;background:linear-gradient(145deg,#f7fbff,#fff8e4)}.embedded-calculator-heading{margin-bottom:20px}.embedded-calculator-heading h2{margin:.25em 0}.embedded-calculator .calculator{box-shadow:none}
.methodology-box{margin:0 0 30px;padding:20px 22px;border:1px solid #b9cde0;border-left:5px solid var(--blue);border-radius:12px;background:#f3f8fd}.methodology-box h2{margin:0 0 8px;font-size:1.25rem}.methodology-box p{margin:0;color:#334b62}.editorial-byline{margin-top:18px}.editorial-byline a{font-weight:750}.reading-time{display:inline-block;margin-top:10px;color:var(--muted);font-size:.9rem}